IOB Local Bank Officer Recruitment 2026 — 250 Posts, Apply by 24 Aug

Indian Overseas Bank (IOB), a public sector bank under the Ministry of Finance, Government of India, has released the IOB Local Bank Officer (LBO) Recruitment 2026-27 notification under Advertisement No. HRDD/RECT/02/2026-27 for 250 vacancies in the JMGS-I (Junior Management Grade Scale I) cadre. This IOB bank job 2026 is unusual among current bank recruitment drives because it is strictly state-specific: candidates apply for exactly one of four states — Tamil Nadu (100 posts), Karnataka (50 posts), Maharashtra (50 posts), or Gujarat (50 posts) — and must demonstrate proficiency in that state's mandatory local language, either through prior schooling or a dedicated Language Proficiency Test. Selected Local Bank Officers will be posted only within the state they applied for, for the first 12 years of service or until promotion to SMGS-IV, whichever comes first, making this a genuinely local-service-track role rather than an all-India transferable posting. The IOB LBO Recruitment 2026 selection process runs through a 200-mark, 3-hour Online Examination covering Reasoning and Computer Aptitude, General/Economy/Banking Awareness, Data Analysis and Interpretation, and English Knowledge, with a 0.25-mark penalty per wrong answer. This is followed by a Language Proficiency Test for candidates who need it, and a Personal Interview worth 100 marks, with the final merit list weighted 80:20 between the Online Examination and Interview scores. Starting basic pay is Rs. 48,480 in JMGS-I, rising on the standard officer increment scale, plus DA, HRA, CCA and other bank allowances as applicable. The online application for IOB Local Bank Officer Recruitment 2026 is available at www.iob.bank.in under the Careers section, and the last date to apply is 24 August 2026, for a window that opened on 8 August 2026. Application fee is Rs. 850 for General/EWS/OBC candidates and Rs. 175 for SC/ST/PwBD. Candidates already working in a Government, Quasi-Government, or PSU role must submit a No Objection Certificate at the time of Personal Interview, and Ration Cards or Learner Driving Licences are not accepted as valid photo ID proof at any stage. Candidates must read the complete official IOB LBO 2026 notification PDF before applying, since only one state application is permitted per candidate, and multiple applications for the same state will only count the last one submitted.

Local Bank Officer (LBO): Degree (Graduation) in any discipline from a recognised university, or an equivalent qualification recognised by the Central Government. Candidates must hold a valid mark-sheet or degree certificate proving graduate status on the day of online registration and must correctly state their graduation percentage while registering. Candidates who have not studied their applied state's local language in Std. X or Std. XII must additionally clear a Language Proficiency Test before the Personal Interview stage.

• Minimum 20 years, Maximum 30 years, as on 01.08.2026
• Candidates must be born not later than 01.08.2006 and not earlier than 02.08.1996
• SC/ST candidates — 5 years relaxation; OBC (Non-Creamy Layer) — 3 years; PwBD — 10 years
• Persons affected by the 1984 riots — 5 years relaxation
• Ex-Servicemen and Commissioned Officers with at least 5 years of military service — 5 years relaxation
• Cumulative age relaxation for SC/ST/OBC candidates is capped at a maximum upper age limit of 50 years, subject to Government of India guidelines

• Degree (Graduation) in any discipline from a recognised university or an equivalent qualification recognised by the Central Government
• Must hold a valid mark-sheet or degree certificate as a graduate on the date of online registration
• Age: 20 to 30 years as on 01.08.2026, i.e. born between 02.08.1996 and 01.08.2006
• SC/ST — 5 years age relaxation; OBC (Non-Creamy Layer) — 3 years; PwBD — 10 years
• Ex-Servicemen with 5+ years of military service — 5 years age relaxation
• Must apply for only one state's vacancy — candidates applying for one state cannot apply for any other state in the same cycle
• Must possess proficiency in the applied state's mandatory local language, either through Std. X/XII study of that language or by clearing the Language Proficiency Test
• Must be a citizen of India, or a subject of Nepal or Bhutan, or a Tibetan refugee who arrived in India before 1 January 1962 intending to settle permanently, or a person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, specified East African countries, or Vietnam intending to settle permanently in India, subject to an eligibility certificate from the Government of India

Rs. 850 (inclusive of GST) for General/EWS/OBC candidates and Rs. 175 (inclusive of GST, intimation charges only) for SC/ST/PwBD candidates, payable online via Debit Card, Credit Card, Internet Banking, or UPI/BHIM. The fee is non-refundable and cannot be adjusted against any other recruitment process.

• Assistant Manager (Scale I / JMGS-I) Basic Pay: Rs. 48,480–2,000/7–62,480–2,340/2–67,160–2,680/7–85,920
• Plus Dearness Allowance, House Rent Allowance, City Compensatory Allowance and other allowances as per Bank rules in force
• One advance increment (maximum of two) may be granted for prior completed years of service as an Officer in a Scheduled Commercial Bank, subject to job profile matching a Scale-I Generalist Officer and submission of a certified job profile from the previous employer

1. Visit the official IOB website www.iob.bank.in and open the "Careers" page
2. Click on "Recruitment of Local Bank Officers – 2026-27" and select the specific state you are applying for — this choice cannot be changed later
3. Click "Click here to Register Online" and complete first-time registration with a valid email ID and mobile number
4. Note down the system-generated Registration Number and Password sent to you by email and SMS — you will need these to log back in
5. Log in and upload your photograph, signature, left thumb impression, and a handwritten declaration in the exact format specified in the notification
6. Fill in all required details in the online application form carefully and accurately, including your graduation percentage and category
7. Pay the applicable application fee — Rs. 850 for General/EWS/OBC or Rs. 175 for SC/ST/PwBD — online via card, net banking, or UPI
8. Click "Complete Registration" and download a printout of the submitted application form along with the fee e-receipt for your records
9. Applications can be submitted only online from 08.08.2026 to 24.08.2026 — no other mode of application will be accepted
10. Note that applications once submitted cannot be withdrawn under any circumstances