SIP Calculator 2026
Project Systematic Investment Plan returns with optional annual step-up and compare across 10%, 12% and 15% returns.
Step-Up SIP 10/12/15% Compare Year-by-Year
Increase monthly SIP by this % every year.
Total Investment
₹12,00,000
Estimated Returns
₹11,23,391
Total Corpus
₹23,23,391
Corpus Comparison by Return Rate
@ 10% returns
₹20,65,520
@ 12% returns
₹23,23,391
@ 15% returns
₹27,86,573
SIP in equity mutual funds is a popular investment choice for govt employees alongside PPF and NPS. Returns are market-linked and not guaranteed.
Year-by-Year Growth
| Year | Invested | Returns | Corpus |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
| 6 | ₹7,20,000 | ₹3,37,570 | ₹10,57,570 |
| 7 | ₹8,40,000 | ₹4,79,790 | ₹13,19,790 |
| 8 | ₹9,60,000 | ₹6,55,266 | ₹16,15,266 |
| 9 | ₹10,80,000 | ₹8,68,215 | ₹19,48,215 |
| 10 | ₹12,00,000 | ₹11,23,391 | ₹23,23,391 |