Sukanya Samriddhi Yojana Calculator 2026
Plan your daughter's future with the highest-yielding govt savings scheme at 8.2% — fully tax-free.
8.2% Interest EEE Tax-Free Matures at 21
Deposits run for 15 years from account opening (2026). Account matures at age 21 (2043).
Total Deposits (15 yrs)
₹22,50,000
Total Interest
₹34,19,840
Maturity at Age 21
₹56,69,840
Partial withdrawal at age 18 (2040): up to 50% for education
₹22,37,995
SSY offers one of the highest interest rates among govt savings schemes. Tax-free under EEE category (Exempt-Exempt-Exempt). Available at Post Office and authorized banks.
Year-by-Year Growth
| Year | Girl's Age | Deposit | Interest | Closing Balance |
|---|---|---|---|---|
| 2026 | 4 | ₹1,50,000 | ₹12,300 | ₹1,62,300 |
| 2027 | 5 | ₹1,50,000 | ₹25,609 | ₹3,37,909 |
| 2028 | 6 | ₹1,50,000 | ₹40,009 | ₹5,27,917 |
| 2029 | 7 | ₹1,50,000 | ₹55,589 | ₹7,33,506 |
| 2030 | 8 | ₹1,50,000 | ₹72,448 | ₹9,55,954 |
| 2031 | 9 | ₹1,50,000 | ₹90,688 | ₹11,96,642 |
| 2032 | 10 | ₹1,50,000 | ₹1,10,425 | ₹14,57,067 |
| 2033 | 11 | ₹1,50,000 | ₹1,31,779 | ₹17,38,846 |
| 2034 | 12 | ₹1,50,000 | ₹1,54,885 | ₹20,43,732 |
| 2035 | 13 | ₹1,50,000 | ₹1,79,886 | ₹23,73,618 |
| 2036 | 14 | ₹1,50,000 | ₹2,06,937 | ₹27,30,554 |
| 2037 | 15 | ₹1,50,000 | ₹2,36,205 | ₹31,16,760 |
| 2038 | 16 | ₹1,50,000 | ₹2,67,874 | ₹35,34,634 |
| 2039 | 17 | ₹1,50,000 | ₹3,02,140 | ₹39,86,774 |
| 2040 | 18 | ₹1,50,000 | ₹3,39,215 | ₹44,75,989 |
| 2041 | 19 | ₹0 | ₹3,67,031 | ₹48,43,020 |
| 2042 | 20 | ₹0 | ₹3,97,128 | ₹52,40,148 |
| 2043 | 21 | ₹0 | ₹4,29,692 | ₹56,69,840 |