Leave Encashment Calculator 2026
Calculate your earned leave encashment at retirement — for central, state, and private employees.
Up to 300 days Gross + Net ₹25L Tax-Free
Your Leave Encashment
Gross Encashment
₹12,40,000
Tax-Free
₹12,40,000
Taxable
₹0
Formula: (Basic + DA) × Days ÷ 30 — using 300 days.
Central & state govt employees: leave encashment at retirement is fully tax-exempt with no limit.
EL Accumulation Limits
- • Central Govt: max 300 days at retirement
- • State Govt: typically 300 days (varies by state)
- • Private: per company policy; tax exemption capped at ₹25L total across all employers