OPS Pension Calculator 2026
Estimate your monthly pension under the Old Pension Scheme as per CCS Pension Rules.
CCS Rules Min ₹9,000 Family Pension
Your OPS Pension
Basic Pension
₹40,000
Dearness Relief
₹22,000
Total / Month
₹62,000
Formula: Pension = 50% × Last Basic (full at 33+ yrs); proportionate for 10–33 yrs.
Family Pension (with DR)
Normal (30% of last basic)
₹37,200/mo
Enhanced (50%, first 10 yrs)
₹62,000/mo
You may also commute up to 40% of basic pension for a lump sum.
OPS applies to central govt employees who joined before 1 January 2004. Those who joined later are covered under NPS (or UPS from April 2025).